Fixed-asset financing for major purchases.
The SBA 504 program is designed for major fixed-asset purchases — typically owner-occupied real estate and heavy equipment — with long terms and fixed-rate structures.
A 504 project is usually structured with a conventional lender, a Certified Development Company (CDC), and a borrower contribution — often allowing lower down payments than conventional commercial mortgages.
We help you understand whether a 504 structure fits your project, organize the documentation, and connect you with lending partners experienced in 504 transactions. Approval and terms are determined by the lender and CDC.
We are an independent loan brokerage and do not directly provide loans. Financing is subject to lender approval, underwriting, eligibility requirements, and applicable laws. Loan amounts, rates, fees, and terms vary by lender. We do not guarantee approval or funding.